Additional Benefits and Services


Employee & Family Assistance Program (EFAP)

With a growing focus on health and wellness, many employers are implementing an EFAP for employees and their families. This confidential, voluntary service, offers solutions for both personal and professional problems. Services are delivered in a variety of ways including in-person, telephonic, and on-line counseling. In addition to counseling services, a variety of resources are available through an EFAP, to address issues such as relationship concerns, parenting, stress, addiction – just to name a few.


Expatriate Coverage

Given our growing international business landscape, employers are faced with the issue that their Canadian benefit programs do not accommodate international workers. We can help fill this gap with products available to both Canadians working abroad, international employees working for Canadian employers and temporary foreign workers.


Travel Plans

We offer specialized travel plans, for individuals, group and businesses. We can provide emergency medical protection for school trips, sports teams, students studying abroad and international students coming to Canada. For company executives travelling extensively, we can provide an extra level of insurance for added peace of mind.